What is COTI Crypto?

COTI (Currency of the Internet) is a project focused on blockchain payment solutions and privacy infrastructure, aiming to solve the high costs, low efficiency, and privacy flaws of the traditional financial system through innovative technology. Since its establishment in 2017, COTI has evolved from an initial payment network to an EVM-compatible Layer 2 protocol, with its core mission to provide fast, low-cost, and privacy-first financial infrastructure for businesses and individuals.

##Core Positioning: From Payment Network to Privacy Infrastructure COTI was initially positioned as a decentralized Payment Network, utilizing the DAG-based Trustchain protocol to support high throughput transactions (100,000 TPS), and launched the COTI Pay gateway service for merchant payments. However, with the increasing demand for privacy in the blockchain industry, COTI completed its strategic transformation in 2025:

• V2 Mainnet Launch: Layer 2 mainnet will be launched in March 2025, focusing on providing "on-demand privacy" features for Web3, supporting cross-chain confidential transactions;
• Solve institutional adoption barriers: Meet corporate compliance requirements (e.g., GDPR) through encryption technology, avoiding the exposure of sensitive data on public ledgers.

##Technical Breakthrough: Obfuscation Circuit Redefines Privacy Standards COTI's privacy capabilities stem from its collaboration with Soda Labs to develop Garbled Circuits technology, achieving an order of magnitude breakthrough compared to traditional solutions:

• Speed advantage: 1,800 – 3,000 times faster than Fully Homomorphic Encryption (FHE), with resource consumption comparable to regular transactions;
• Decentralized design: No trusted hardware (TEE) required, privacy protection achieved through multi-party computation, avoiding single point risks;
• Flexible privacy policy: allows customization of data visibility (e.g., hiding transaction amounts while disclosing participant identities) to meet compliance audit requirements.

##Use Cases: Empowering Trillion Dollar Markets

tokenized assets (RWA) privacy layer

In August 2025, COTI joined the Tokenized Asset Coalition (TAC) as its default privacy infrastructure. Institutions can selectively hide position or beneficiary information when trading RWA such as bonds and real estate through COTI, driving the on-chain trillion-dollar market.

Central Bank Digital Currency (CBDC)

• European Central Bank Cooperation: Selected as a Digital Euro Pioneer Partner in May 2025 to test cross-border privacy payment solutions.
• Israel Pilot: Developing a confidential cross-border transaction verification prototype for the digital shekel.

Artificial Intelligence and Web3

As a founding member of the Saudi AI and Blockchain Center (SAAIBC), promote AI agents for privacy protection and compliant financial tools to be implemented in the Middle East.

##Token Economics: Deflationary Model and Governance Empowerment COTI token (maximum supply of 2 billion) plays multiple roles in the ecosystem:

• Functional consumption: Payment Network transaction fees, burning tokens is required for using privacy services;
• Governance rights: Holders can participate in protocol upgrade voting and node elections;
• Staking incentives: Collateralize to generate stablecoins (such as Djed), or operate nodes to earn rewards.

In 2025, the mainnet will introduce a new token model: an initial annual inflation rate of 0.45%, gradually decreasing to 0.50% over ten years, with transaction fees deposited into the community treasury to support token burn deflation.

##COTI Latest Ecosystem Updates

1. TAC Integration: Collaborating with Polygon, Hedera, and others to provide on-chain OTC privacy trading solutions for the Luxembourg Fund;
2. Africa Expansion: Join the Africa Tokenization Committee and collaborate with Aureus.Money to develop a compliant RWA platform;
3. Developer Incentives: A $100 million fund continues to support ecosystem application development.

##Summary: The Scarcity Value of Privacy Infrastructure COTI fills a critical gap in Web3 through obfuscation circuit technology: achieving compliant privacy on a transparent blockchain while balancing efficiency and decentralization. Its applications have extended from payment to cutting-edge fields such as CBDC, RWA, and AI, becoming a core infrastructure adopted by institutions. With the launch on Coinbase and deepening TAC cooperation, its token economy and network effects are entering an acceleration phase. Future challenges lie in cross-chain privacy standardization and regulatory adaptability, but COTI's early practices have earned it a unique ecological niche.